EBCI Home Rehabilitation Loan Program

Low-interest rehabilitation loans up to $30,000 for enrolled EBCI members to repair or improve existing homes on the Qualla Boundary. Active waiting list. Post-purchase counseling available.

AvailableReservation

Operated byTribal

Who qualifies

Citizens of this tribe

Enrolled EBCI member who owns or occupies a home on the Qualla Boundary. Active waiting list — contact Housing Division to be placed on the list.

How to apply

PDF DownloadPhoneIn-Person

Download the CIHD application and contact the Housing Division at 828-359-6902 to be placed on the rehabilitation loan waiting list.

Where it's available

Qualla Boundary: Jackson, Swain, Graham, and Cherokee counties, NC.

Cherokee, NC 28719

Get in touch

Phone828-359-6902 Websitewww.ebci.gov/cherokee-indian-housing-division

OfficeCherokee, NC 28719

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Last verified against the official source on 2026-05-16.

Start application

Eastern Band of Cherokee Indians · HOUSING

EBCI Home Rehabilitation Loan Program

Low-interest rehabilitation loans up to $30,000 for enrolled EBCI members to repair or improve existing homes on the Qualla Boundary. Active waiting list. Post-purchase counseling available.

Who's eligible

Tribal Citizens Only

Enrolled EBCI member who owns or occupies a home on the Qualla Boundary. Active waiting list — contact Housing Division to be placed on the list.

Where it's offered

Reservation

Qualla Boundary: Jackson, Swain, Graham, and Cherokee counties, NC.

Location:

Cherokee, NC 28719

How to apply

Download the CIHD application and contact the Housing Division at 828-359-6902 to be placed on the rehabilitation loan waiting list.

PDF Download Phone In-Person

Contact

Phone: 828-359-6902

Start application

Last verified against the official source on 2026-05-16.

More from the Eastern Band of Cherokee Indians

All Eastern Band of Cherokee Indians programs →