Eastern Band of Cherokee Indians · HOUSING
EBCI Down Payment and Mortgage Assistance Program
Down payment assistance and mortgage interest rate buy-down funds to help enrolled EBCI members purchase homes. Assists applicants in securing external mortgage financing. Post-purchase homeownership counseling available. Downloadable application on the Housing Division page.
Who's eligible
Tribal Citizens Only
Enrolled EBCI member seeking to purchase a home on or near the Qualla Boundary. Contact Housing Division for income limits and current program parameters.
Where it's offered
Reservation
Qualla Boundary: Jackson, Swain, Graham, and Cherokee counties, NC.
Location:
Cherokee, NC 28719
How to apply
Download the CIHD application from the Housing Division page and submit to 828-359-6902. Post-purchase counseling available after approval.
PDF Download Phone In-Person
Contact
Phone: 828-359-6902
Last verified against the official source on 2026-05-16.